Whether it is due to a bump in the car at a traffic light or a scratch in the parking lot, one thinks of coming across a suitable deal in order to get their car repaired without any trouble. Isn’t it so annoying though when it was not your fault? You can take solace in the fact that when someone causes an accident and you were not to blame; you can receive a courtesy car which is usually necessary since repairs on your car will require time.
Now, at Hammonds Fleet Care, your worries about being abandoned are our responsibilities as well. Our experts provide assistance on everything ranging from arranging for a spare car to the procedure. This article will explain to you the most important terms related to non-fault accident courtesy cars and more specifically, the assistance we provide.
What is a Non-Fault Accident?
A non fault accident courtesy car is defined as an event in which you suffer an involuntary crash or wreck but it is not you that takes the blame. In such cases, the other party’s insurance covers the costs related to the damages you have suffered including the costs for hiring a vehicle that will be provided to you while your own is undergoing repairs.
Why Should You Care about Having an Access to a Courtesy Car
Let’s be honest, do you expect life to keep still because your car is being the faceless man in the garage? No, so then, whether school runs, commutes, or appointments, there is always a need to have some functional motorized vehicle. A courtesy car does provide the owners with the following benefits:
No need to change plans just because someone else made a mistake.
Who Qualifies for a Courtesy Car After an Accident Where They Aren’t At Fault?
In this case where someone else seems to be at fault, being the innocent party you are most likely to be entitled to some form of courtesy automobile. Let’s break it down:
Holders of Comprehensive Insurance.
If you hold comprehensive insurance, such policy already covers provision of a courtesy vehicle.
Third party men's insurance
Well, if you don't have any, it doesn't have to be covered under your own policy as the person at fault has to provide it.
Through Kramer Accident management services
Fewer specialist companies like Hammonds Fleet Care specialize in advancing courtesy cars to their clients irrespective of the existing insurance.
How Restitution Works
Being involved in, or more so watching an accident happen so vividly may be distressing to many. It’s stress-free thanks to Hammonds Fleet Care: Step 1: Register the incident. First define the risk of losing associated with the incident so begin with the supported job and get all of the accident done. Step 2: Identify the individual responsible. After this, third parties have already been identified and the insurance company for the wrong party starts working with you on getting a loaner car.
Step 3: Receive For Your Replacement Vehicle
We hand over an almost identical courtesy car to clients at their residence so there is very little waiting time.
Advantages of Working with Hammonds Fleet Care
It is important to note that not all accident management services are good. Here is what makes Hammonds Fleet Care better:
Same Vehicles
We provide cars that are on the same size, style and specifications as the customer’s.
Compliant with Procedures
All other parties such as the paperwork or the delivery are taken care of by us.
Assistance from Professionals
Our courteous staff is available to assist you during the entire procedure and respond to your queries.
Reasonable Delay
We appreciate the fact that time is of the essence hence we avoid causing undue delays in the delivery of your replacement vehicle.
What Types of Cars Can You Expect?
At Hammonds Fleet Care, we understand that we need to prepare for a range of drivers hence the various cars in the fleet:
Family Cars
These vehicle types are good for taking children to schools and going for family fun days.
Luxury Sedans
These are important for men and women in the business world who need to be on the move but still have to maintain a presence.
SUV’s and 4x4’s
These are perfect for persons who need plenty of space and also extra functionality.
Vans and Commercial Vehicles
We even provide services for the businessmen who want to continue with their business without interruptions.
What Happens If Fault is Disputed?
Disputes over fault can certainly cause some delay, but never fear – Hammonds Fleet Care have your back. In such cases we:
Make use of litigation to find out the cause of disagreements.
Facilitate mobile services during waiting times.
Make certain that there is no unreasonable blackout.
Key Considerations When Selecting Courtesy Car Provider
Reputation and Experience
Hammonds Fleet Care is a reputable provider that offers excellent services.
Fleet Availability
Confirm that they have an extensive collection of different cars to meet your various needs.
Transparency
Providers should talk about the terms and conditions well before signing any agreement.
Customer Support
You will require a responsive and friendly team.
How Long May You Hold onto the Courtesy Car?
The length of time depends on a few factors:
The duration required for the necessary repairs on your car.
If she allows the car to be used or still there is an issue contesting fault.
If there were specific arrangements with the insurers of the party at fault.
As long as the car is being repaired and the repair car is not operational, in this case one can use their courtesy car.
Common Myths Regarding Non-Fault Courtesy Cars
Let us put some misconceptions to rest:
Myth: Only Users Who Have Comprehensive Policy Can Use the Courtesy Cars In Other Countries
Fact: It is possible for third party policyholders to also claim for a courtesy car courtesy of the party that was at fault.
Myth: Any Replacement Vehicle has to Be Accepted
Fact: You are entitled to drive a car comparable to the car that you had been driving before.
Myth: The Process is Difficult
Fact: Stress free and simple is what Hammonds Fleet Care can be described as.
Tips for a Smooth Courtesy Car Experience
Avoid Any Confusion: Ensure that your insurance and service provider understand your expectations.
Know the Agreement: Know the particulars such as the carrying of miles or when the vehicle should be returned.
Do Walk-around Check: The notification and reporting of mechanically damaged courtesy cars should be done prior to any driving.
The Case for Why Hammonds Fleet Care is the Most Appropriate
The comparison between the car that you once drove and the one that you would be using as a courtesy is ridiculous as at Hammonds Fleet Care, the cars come with an assurance of comfort. Our aim is to simplify all processes for your comfort and satisfaction.
Now, a non-fault accident no longer means that you arrived helplessly with no clerk, as with endless non-fault accidents courtesy cars, professional exceptional services, and ultimate dedication, a short flank will be sufficient to delight you.
FAQs About Non-Fault Accident Courtesy Cars
How much time do I need to wait for a courtesy car after my accident?
Hammonds Fleet Care provides the achieved goal of delivering within 24-48 hours a courtesy car to zoom off in after the trauma.
What if the at-fault person’s insurance company does not act?
Disputes will be managed legally and all our clients will never be left without a car.
Will I have the option of choosing what type of courtesy vehicle I receive?
Indeed, we try to make your replacement vehicle as close as possible to your own in all regards.
Is there a fee for the courtesy car?
In non-fault cases, the insurer of the at-fault driver reimburses the expenses incurred.
What do I do if I have an accident in my courtesy car?
Insurance is carried on most of the vehicles. Read the terms before commencing to drive.
You can rely on Hammonds Fleet Care whenever an unexpected event occurs. Call us now to ensure that your experience with a courtesy vehicle is a pleasing one!
